Naomi Kowalik

Naomi Kowalik

JD, CLU, ChFC, CLTC, CFP®, CMFC

Naomi Kowalik, Founder and President of Kowalik & Associates, LLC, has been guiding her clients through life's financial events for over 29 years. She specializes in financial and life transitions, such as divorce, retirement, and business succession, and helps her clients preserve their wealth and grow their income.

Just as important, she helps them manage the psychological side of their life's changes. Naomi is able to do this because she is among an elite group of professionals in the nation, trained by the Sudden Money® Institute (SMI), known as Certified Financial Transitionists™. This signifies that she has reached the Mastery Level in her study of navigating life's complex financial transitions. It also indicates that she uses SMI's evidence-based processes that combine financial planning with cutting-edge research in neuroscience, sociology, and psychology.

Naomi's combination of credentials is unique in the financial planning industry. She is a Certified Financial Transitionist™, a Certified Financial Planner (CFP®), a licensed attorney, a Chartered Life Underwriter (CLU®), and a Chartered Financial Consultant (ChFC®).


Other Certifications, Associations, Memberships, and Licenses held:

  • Certified Long Term Care Designee
  • The National Association of Life Underwriters
  • The Financial Planning Association
  • MDRT – Top of the table for 12+ Years
  • Life, Health, and Property and Casualty License
  • Series 7, 63, and 65 License

Education:

  • Bachelor of Arts Degree in Management with emphasis in Communications from College of Saint Benedict,                  St. Joseph, MN
  • Graduated with cum laude at Hamline University School of Law in St. Paul, MN
Phone (320) 257-8888
Fax (320) 257-4999